Terms of Service

Last Updated: April 15, 2026

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the app.creditscoreguardian.com website (the "Service") operated by Credit Score Guardian ("us", "we", or "our").

1. Agreement to Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Disclaimer: For Informational Purposes Only

The content and tools provided on this Service are for informational and educational purposes only and do not constitute financial, legal, or professional advice. We are not a credit repair organization, financial advisor, or law firm. You should consult with a qualified professional before making any financial decisions. Your use of any information or tools on this site is solely at your own risk.

3. Affiliate Disclosure

We provide recommendations for products and services and may be compensated by third-party advertisers. This compensation may impact how and where products appear on this site. Our content, recommendations, and tools are based on our own research and analysis and are not influenced by this compensation.

4. User Accounts

If we provide the ability to create an account on the Service, you are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Prohibited Activities

You agree not to use the Service for any unlawful purpose or to solicit others to perform or participate in any unlawful acts. You are prohibited from using the site or its content to harass, abuse, insult, harm, defame, or discriminate. We reserve the right to terminate your use of the Service for violating any of the prohibited uses.

6. Limitation of Liability

In no event shall Credit Score Guardian, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your State/Country, e.g., New Hampshire, United States], without regard to its conflict of law provisions.

8. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

9. Contact Us

If you have any questions about these Terms, please contact us at: [Your Contact Email Address]