Step 1 of 12
Get Your Credit Report
The first step to improving your credit is knowing exactly where you stand. Choose one of the trusted providers below to get an up-to-date copy of your credit report from all three major bureaus (Experian, Equifax, and TransUnion).
Why a 3-Bureau Report Matters
- Not all lenders report to all bureaus. A car loan might only be on your Equifax report, while a credit card might only be on Experian. You need to see everything.
- Errors can exist on one report but not others. An error on just one report could be enough for a lender to deny your application.
- Scores can vary between bureaus. Seeing all three gives you the most complete picture of your financial health and what a lender is likely to see.
Experian®
Get your FICO® Score and Experian credit report. Includes powerful tools like Experian Boost™ to potentially increase your score instantly.
IdentityIQ®
Comprehensive 3-bureau reports and scores, plus advanced identity theft protection and credit monitoring to keep you safe.
SmartCredit®
Action-oriented platform that not only shows you your scores but provides clear buttons to take action on items directly from your report.