Explore Credit Builders
If you have a limited or damaged credit history, a credit builder account is one of the best ways to establish a positive record. These tools are designed to be accessible and effective.
Self (Formerly Self Lender)
A credit-builder loan that you pay into over time. Your payments are reported to all 3 bureaus. At the end of the term, the money you paid is returned to you, minus interest and fees.
Chime Credit Builder Visa®
A secured credit card with no annual fees or interest. The money you move to your Credit Builder account is your spending limit. Your on-time payments help build your credit history.
Credit Strong
Offers both credit-builder loans and revolving credit lines. You build savings and credit at the same time, with options for larger loan amounts to show you can handle bigger credit lines.